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Maheu Insurance Blog Article


In The Market for a New Car, How Safe Is It?

Posted by admin VIP    05/18/2012 08:00 AM

AirbagHaving the right auto insurance coverage can help protect you from financial loss after an accident but what about your own physical safety when you’re behind the wheel. Most of us rely on the vehicles manufacturer for that.

We all know how important the safety features are in the vehicles we drive and there never can be too many. But if you’re in the market for a new car you might be asking, what are the safest cars to buy? Well we can’t personally give you the answer on that but the Insurance Institute for Highway Safety puts together a list of their Top Safety Picks each year and it’s a very good place to start your search.

The IIHS tests vehicles on their crashworthiness and rate them on how they perform in high speed front and side impacts, rollovers and seat/head restraints for protection against neck injuries in rear impacts. Each vehicle is then given a rating of good, acceptable, marginal or poor. The Top Safety Picks must have a rating of good to be on the list.

In the past most cars were equipped with safety belts and then front airbags were introduced to prevent further injury. In recent years however, manufactures have gone much further. The restraints themselves have been modified with sensors to reduce slack during impact and force limiters to reduce rib injury.  The inflation characteristics of some of the advanced airbags have been geared to specific crash situations and other airbags have been introduced to protect you from side impact.

Electronic Stability Control has also been incorporated into many new vehicles and many tests show that it can significantly reduce crash risk by helping the driver maintain control of the vehicle during emergency maneuvers.   

Along with these internal and electronic safety features, manufactures have modified the actual structure of the vehicles in ways to create crumple zones around the occupant compartment to absorb the force of a crash along with upgraded side structures and stronger roofs.

There is no better safety mechanism than simply avoiding an accident but we all know that we cannot count on this. Despite our best efforts, millions of crashes happen every year so it’s important to select a vehicle that has the safety features that can best help protect you if a crash does occur.

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